Reduce Credit Card Processing Fees and Keep More of Every Sale
Small business owners often lose thousands each month to merchant credit card processing fees. Get Fee Free provides a free savings review to compare your current costs with a compliant cash discounting or surcharging program. Setup, equipment, and monthly service costs apply and are explained up front before you decide.
We work with retail stores, restaurants, medical offices, salons, and service businesses across the United States. If you process over $10,000 per month in card payments, you may be a fit for a lower-cost processing program. We confirm eligibility and explain the full cost structure before setup.
*Potential savings vary based on your card processing volume, card mix, current rates, applicable program costs, and eligibility. A free review will estimate your potential savings against conventional processing.
Illustrative example only. Your potential savings depend on your current rates, card mix, and applicable program costs.
Compatible with major card networks and common payment setups
Our terminals and software work with the card networks and banking systems you already use. Whether you run a standalone register or an integrated point-of-sale, we configure everything to match your setup.
Social Proof
What Real Business Owners Say
Join hundreds of merchants who have taken back their profits and eliminated the bank's "invisible tax" on their hard work.
"Switching to Get Fee Free was the single best financial decision we made last year. We were paying nearly $900 a month in fees—now that money stays in our account to help cover our rising ingredient costs."
"I was skeptical about the legality at first, but their compliance team walked me through everything. The transition was seamless, and my customers actually appreciated that we were finding ways to keep our prices stable."
"The monthly savings of $1,400 allowed us to finally upgrade our treatment tables. The support team is incredible and the terminal they provided is much faster than our old one."
Individual results vary. The amounts shown reflect actual customer experiences but are not guarantees of specific savings. All participants were existing merchants at the time of their review.
The Problem
You're Working Hard, But Processing Fees Are Eroding Your Margins
Every time a customer swipes their card, a piece of your profit disappears. For most small businesses, credit card fees are a major operating expense that you shouldn't have to carry alone.
The Invisible Cost
Credit card companies take 2–4% of your gross revenue before you even see it. It's a recurring expense that cuts into your hard work.
Margin Erosion
As costs for labor and supplies rise, fee percentages stay the same, eating a larger and larger slice of your actual profit.
Delayed Growth
The money lost to fees could be used to hire staff, upgrade equipment, or expand your marketing efforts.
Unfair Burden
Why should you pay the bank for the privilege of serving your customers? It's time to shift the balance back to you.
These fees are not going away on their own. Card networks raise their rates regularly, and most processors bury the increases in confusing statements. The only way to protect your margins is to take control of how those fees are handled. Get Fee Free gives you a legal, compliant path to stop losing revenue on every transaction.
The Offering
What's Included with Get Fee Free
A practical way to reduce processing costs, with compliant program design, equipment setup, and ongoing support handled in one place.
Our cash discounting and surcharging programs are designed for retail stores, restaurants, medical offices, service providers, and ecommerce merchants who want to reduce credit card processing fees while staying fully compliant with card brand rules and state regulations. For businesses comparing low cost credit card processing options, applicable setup, equipment, and monthly service costs are explained up front.
Lower-Cost Card Processing
Accept Visa, Mastercard, Amex, and Discover with compliant cash discounting and surcharging programs designed to reduce your overall merchant credit card processing fees. Applicable program costs and customer-facing disclosures are explained up front.
Equipment and Setup, Explained Up Front
Receive a professional, high-speed terminal configured for your business when needed. Any setup, equipment, shipping, and related service costs are disclosed before you proceed.
Full Compliance Protection
We handle all required signage, disclosures, and card-brand registration rules automatically to keep you protected.
No Long-Term Contracts
Enjoy total flexibility with month-to-month service and no long-term contract. We earn your business every day and avoid expensive cancellation penalties.
Works with Your POS
Our software integrates with most existing point-of-sale systems, or you can use our standalone terminal for a clean setup.
Dedicated US Support
Get help when you need it from our expert US-based support team, available Mon-Fri 9am-6pm EST via phone and email.
Is Your Business Eligible?
Many standard businesses may qualify for our lower-cost processing program. We'll confirm your fit during the free review and explain setup, equipment, and monthly service costs before you decide.
Online Ordering and Delivery, Without the Third-Party Cut
Get Fee Free partners with Dylish to give small restaurants a complete online ordering system at a competitive low rate. Branded website, mobile apps, QR ordering, delivery fleet, and all the hardware, bundled into one predictable cost.
Third-party delivery apps take a large cut of every order and control the customer relationship. With Dylish, you own your ordering channel, your customer data, and your brand. The partnership also pairs with our lower-cost, compliant card processing to cover two major restaurant expenses at once.
See the Restaurant OfferThe Process
Four Steps to Lower Processing Costs
Our team handles the technology and compliance, explains applicable costs before you proceed, and helps you compare the total against conventional processing.
Quick Enrollment
Fill out our simple review form. We analyze your current statements to identify exactly where your fees are hiding.
Custom Strategy
We design a legal Cash Discounting or Surcharging program tailored to your specific business type and customer base.
Simple Setup
We configure modern terminals for your business and walk you through setup. Any equipment, setup, or related service costs are explained before you proceed.
Lower Your Processing Costs
Accept cards as usual while a compliant cash discounting or surcharging program may reduce your overall processing costs compared with conventional processing.
Ready to keep more of your revenue?
It only takes 2 minutes to see how much your processing costs may decrease this month.
The entire process takes less than a week from application to your first transaction through the new program. We handle the paperwork, compliance setup, and equipment configuration so you can focus on running your business.
Savings Estimate Examples
What Could Lower Processing Costs Mean for Your Business?
Small percentage differences can add up to meaningful annual savings. These illustrative examples show the potential difference between conventional processing costs and a compliant lower-cost program.
These examples show estimated processing savings based on typical monthly card sales and standard 2–4% merchant fee rates, before applicable setup, equipment, and monthly service costs. Your actual savings depend on your card volume, current rates, card mix, business type, and program eligibility. Request a free review for a personalized calculation.
Coffee Shop
Hair Salon
Retail Store
The examples above are illustrative and based on typical processing rates of 2–4%. Actual savings depend on your specific card processing volume, current rates, applicable program costs, and eligibility. This is not a guarantee of specific results, and your savings may be higher or lower based on your business data.
Legal & Compliance
Built on a Foundation of Legality and Trust
Business owners deserve a clear view of both the savings opportunity and the costs involved. We explain setup, equipment, and monthly service costs before a program goes live, then configure each transaction according to federal laws and card brand rules.
Merchants may incentivize cash payments or pass on eligible processing costs when they follow the correct procedures. We make those procedures clear and practical.
Durbin Amendment Compliant
Our programs fully adhere to federal regulations established by the Durbin Amendment within the Dodd-Frank Act.
Card Brand Regulation
We strictly follow Visa, Mastercard, Discover, and Amex surcharging and cash discounting guidelines.
Proper Signage & Disclosure
We provide all required legal signage for your storefront to ensure full transparency with your customers.
PCI Level 1 Security
All hardware and software systems meet the highest industry standards for data protection and security.
Every program we deploy is reviewed by our compliance team before it goes live. We register your business with the card brands, provide the required storefront signage, and configure your terminal to apply the correct fee structure for your state. You do not need to hire a lawyer or read through card brand manuals.
60-Day Satisfaction Policy
If you aren't completely satisfied with the program within the first 60 days, we'll help you return to traditional processing. Any applicable transition, equipment, or service costs will be explained before changes are made.
Questions
Common Concerns
Everything you need to know about reducing your processing fees with Get Fee Free.
Our cash discounting and surcharging programs are legal, compliant, and designed to help small businesses reduce merchant credit card processing fees across the United States. If you have additional questions, request a free savings review and our team will walk you through every detail, including applicable setup, equipment, and monthly service costs.
Get Started
Request Your Free Savings Review
Send us a few details about your business and we'll estimate how much lower your processing costs may be compared with conventional processors. The review is free and carries no obligation. We'll explain setup, equipment, and monthly service costs before you decide.
- Free analysis of your current statements
- Personalized lower-cost processing strategy
- 100% legal & compliant verification
- Clear comparison with conventional processing